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Free Fire Recovery Tools For The Houston Area

Run the numbers and plan your next steps with six free tools built for Houston homeowners and renters after a house fire.

Free and independent. Some partners pay us, which never affects our guides. How we make money.

Whatever You Need, We're Here To Help: insurance claims, finding a new home or apartment, securing the property, your fire report, restoring, rebuilding, selling, renter rights, consulting, and someone to talk to.

Free. Takes about a minute.

All 6 Free Tools

Each tool is free. Enter your numbers, then unlock your results with your email and we'll send you a copy.

My Recovery Plan Generator

Answer four questions and get a dated, step-by-step recovery plan built around the day of your fire.

Additional Living Expenses (ALE) Estimator

See how much extra it costs to live somewhere else, and how long your policy's ALE limit may last.

Ask your insurer for your ALE limit and what counts as an extra expense. Keep every receipt.

Contents Claim Estimator

Estimate your claim for your belongings. See how much may be held back until you replace things.

Your policy decides how depreciation works and whether it's recoverable. Contact your insurer to confirm.

Texas Insurance Claim Deadline Tracker

Enter your claim dates. See the deadlines Texas law (Insurance Code Chapter 542) sets for your insurer.

These are general rules and some insurers or situations differ. Contact the Texas Department of Insurance at 1-800-252-3439 to confirm the deadlines for your claim.

Property Value After A Fire Estimator

See what your home may be worth as-is, what repairs may cost and what a cash offer might look like.

Estimates only. For an accurate number, get a licensed appraisal or a broker price opinion, plus more than one offer.

Repair Or Sell Calculator

Compare what you'd likely walk away with if you sell as-is versus repair and then sell.

Estimates only. Get real repair quotes and offers, and confirm with your insurer how a sale affects your payout.

Common Questions

Are these fire recovery tools free?

Yes. Every tool is free. We ask for your email to send you your results.

Are the results exact?

No. They're estimates to help you plan. Confirm numbers with your insurer, contractors and the agencies listed.

Learn All My Options

Free. Takes about a minute.