Questions To Ask Your Insurance Adjuster After A Fire
Your adjuster's answers shape your whole claim. Ask these questions, and get the answers in writing.
Free and independent. Some partners pay us, which never affects our guides. How we make money.
About Your Coverage
- What are my limits for the house, other structures, belongings and living expenses?
- Is my policy replacement cost or actual cash value?
- What's my deductible?
About Living Expenses
- How much can I spend on a hotel or rental, and for how long?
- What receipts do you need?
- Can you pay an advance?
About The Process
- What are all my deadlines, including proof of loss?
- Do you need the fire report?
- Can I choose my own contractor?
- Who will the checks be made out to?
One Tip
After every call, send a short email: "Thanks for talking today. To confirm, you said…" It creates a written record.